Unfortunately, many of us may end up working longer than we want.

The concept of retirement in this country is changing, and it has a lot to do with economics. Few of us are saving for retirement and that means, lacking a sugardaddy or sugarmomma, we’re going to have to keep our noses to the grindstone well into our 60s and maybe our 70s.

For some of us that’s no problem because we love what we do. But for those of us who hate our jobs, or have jobs that require the energy of youth, we’re in big trouble.

Check out my column today on MSNBC.com. I look at the trend and some of the reasons behind it.